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21bitcoin review: score, licensing and risks

62/100SCORE · CMixed record Grade C, fair

Bitcoin only savings app with automatic withdrawal to your own wallet, so nothing accumulates on the platform.

The facts

FOUNDED
2021
HEADQUARTERS
Austria
CUSTODY
Custodial.
MiCA / EEA
Check its MiCA CASP status before depositing. Since 1 July 2026 a licence is required to serve EEA residents.
US ACCESS
No.
PROOF OF RESERVES
No standard proof of reserves publication.
FEES
Typical for a venue of its size. Confirm current pricing on its own site.
ASSETS
Varies

How the score breaks down

regulation14/25
security14/25
costs11/15
assets9/15
platform8/10
support6/10

Each dimension is explained on the methodology page.

Where it is strong and where it is not

✓ Strengths
  • Established venue in Austria
  • Local EUR deposit and withdrawal rails
✗ Weaknesses
  • Austria focused, so limited use elsewhere
  • Less independent scrutiny than the global majors
  • Smaller asset list and thinner liquidity

Incident history

No major security breach or regulatory action on record.

Our read

Bitcoin only savings app with automatic withdrawal to your own wallet, so nothing accumulates on the platform.
COMPARE
RISK WARNING Crypto assets are highly volatile and largely unregulated. You can lose everything you put in. Nothing on this page is financial, investment or tax advice, and nothing here is a recommendation to buy or sell any asset. Do your own research and never commit money you cannot afford to lose.