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Writing your own crypto policy

Every decision in crypto is easier when it was made in advance, in writing, by a calmer version of you.

MODULE 25 OF 64 LEVEL 8: PROFESSIONAL PRACTICE 7 MIN

Why write anything down

Every expensive mistake in this curriculum happens in a moment of pressure: a price moving fast, an urgent message, a deadline on a claim page. A written policy moves the decision to a moment when none of that applies.

What to write

A one page policy
Allocation
A number
What percentage of my total assets may be in crypto, and what I do if it grows past that.
What I will hold
A list
Which assets, and what share is speculative money I accept may go to zero.
Custody
A rule
What stays on an exchange, what goes to hardware, and what my DeFi wallet is allowed to hold.
Buying
A schedule
How much, how often, automated where possible, and what I do when the price falls.
Selling
Conditions
What conditions make me sell, in tranches, decided now rather than while euphoric.
Security
A routine
When I revoke approvals, where the seed phrase lives, who knows it exists.
Hard nos
Absolutes
No leverage. No unsolicited opportunities. No seed phrase entered anywhere. No investing through anyone who contacted me.

The four rules that would prevent most losses

That is genuinely most of it. The rest of this curriculum explains why each of those four is true, which matters, because rules you understand are rules you keep.

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BEFORE YOU MOVE ON

Common questions

What is the single most important crypto rule?

Nobody who contacts you first gets anything. That one rule prevents the majority of scam losses on its own.

Do I really need a written plan?

Every costly mistake happens under pressure. Writing the decision down while calm is the only reliable defence against deciding badly while not calm.

Risk warning: crypto is highly volatile and largely unregulated. You can lose everything you put in. Nothing here is financial, investment or tax advice.

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